Small and medium-sized enterprises (SMEs) are pivotal to economic growth, job creation, and fostering innovation, which in turn enhance overall well-being. The impact of entrepreneurship on economic growth is widely acknowledged, although it is influenced by institutional context and economic
Loans and advances play a pivotal role in fostering economic growth by providing financial resources to individuals and businesses. These funds facilitate the expansion and diversification of economic activities, contributing to overall prosperity. However, this lending process carries inherent