The United Nations' 2030 Agenda for Sustainable Development, with its 17 Sustainable Development Goals (SDGs), outlines a global roadmap for sustainable progress. Unlike its predecessor, the Millennium Development Goals, the SDGs emphasize a comprehensive assessment of the world's challenges,
Prof. Joseph Kamau Kibaki , Prof. Solomon Mwita Mrema
In today's highly competitive banking industry, where banks vie not only with each other but also with non-banks and financial institutions, gaining a strategic edge is crucial for survival (Kaynak & Kucukemiroglu, 1992; Hull, 2002). With most banking products being easy to replicate, the
